WHAT WE DO
OUR SERVICES
Debt Review
Debt review is a legal process in South Africa, outlined by the National Credit Act. It's designed to help individuals who are over-indebted by restructuring their debts and creating a more manageable repayment plan. Essentially, it involves a debt counsellor working with a person's creditors to negotiate lower payments and interest rates, and ultimately, consolidating all debt into one monthly payment.
Debt Review Cancelation
Debt review removal is a legal process where debt counsellors and their legal teams assist clients in withdrawing from the debt review process. The aim is to show that client can manage their own debt obligations or have completed the debt review process and wish to obtain a clearance certificate.
Debt Mediation
Debt mediation is a process where a neutral third party assists consumers and creditors in negotiating a resolution to debt issues. It involves a conversation, often facilitated by a mediator, to find an agreement on repayment terms or other arrangements, such as a repayment plan.
Prescribed Debt Removal
We remove debt that has not been paid or acknowledged for over a period of 36 months, warrants by Act 68 of 1996 that speaks of prescribed debts. Once we have cleared your prescribed debt. You will never be denied access to any financial institution. Prescribed debt can be explained as old debt that has not been acknowledged over a period of three years.
